1. They say the WR177healthcare for actives is 80/20.... Just call the back of you insurance card and get the truth. It's that easy to catch a liar. 2. They say your losing money into pension by diverting to healthcare. If you hit your 2080 hours your actually contributing $20,488 to pension each year and getting $102,440 for the life of the contract. Last contact maxed out at $86,320 so you are putting more in than ever! Math does not lie and these numbers are in your contract....... Read it! 3. They say they your paying for healthcare. The fact is UPS gives money to the TEAMSTERS that was bargained for and the TEAMSTERS then place that money where it is needed each contract (Pension, Healthcare or Wages). These amounts always vary but we have always have been allocating money for healthcare. If you look in Article 30 of the West you will see we allocated funds to healthcare EVEN when we were in the company plan. Again please read the contract. I can go on and on......... Always cross reference any information with you Business Agents because TDU SUCKS!