I could be wrong, it's just my guess there was some spousal income, an inheirtance, or some other hole of cash you fell into that made the retirement possible.Lol...ok. What do you mean my contribution?
It's highly unlikely you retired solely on your on your 22 yrs. and scratch from Fedex.
I ask again,
What's the rest of the story?
You may have retired from Fedex, without other contributions, you aren't retired.