brownmonster
Man of Great Wisdom
Sweet! I'll have a yoga partner. 8am Tuesday and Friday mornings on Poipu Beach. Then off to surfing.
Sounds great. Cocktails after?
Sweet! I'll have a yoga partner. 8am Tuesday and Friday mornings on Poipu Beach. Then off to surfing.
My self managed account has returned a 60% higher return over the S&P and Dow, since 2008.i've not read any comments on anyone using the self manage accounts. Thats where I made up everything after the crash. Plus I put max amount in after tax since strike in 1997
I've read the average balance in people's 401k's in the US is around 60K. That may be enough to play golf every weekend in retirement but nothing else. I'm not 40 yet and I've been maxing out my contributions every year since 2002. I don't want to spend one day more at UPS than I have to.
Don't care about when I can collect the pension. I'm retirering the day after I turn 59.5 which is the first day I can draw off the 401k.
Wouldn't it be great if we could get a 3-7% match from UPS in the 401k. I would gladly give up 75% of my raises in the next contract for a 7% 401k match from the company. It just never will happen but its nice to dream.
I've read the average balance in people's 401k's in the US is around 60K. That may be enough to play golf every weekend in retirement but nothing else. I'm not 40 yet and I've been maxing out my contributions every year since 2002. I don't want to spend one day more at UPS than I have to.
Don't care about when I can collect the pension. I'm retirering the day after I turn 59.5 which is the first day I can draw off the 401k.
Wouldn't it be great if we could get a 3-7% match from UPS in the 401k. I would gladly give up 75% of my raises in the next contract for a 7% 401k match from the company. It just never will happen but its nice to dream.
What's it really matter? Match means more money in your pocket. Raise means the same thing. Don't understand the premise here.
Im just really wondering the reason for the stock market doing so well.
Call me cynical, call me conspiracy theory, after listening to all the experts, my gut tells me...................Its is so the govt can take over our 401ks, you know its been mentioned, you know they want to, but they want them at the highest possible level, first.
of the people that have responded to this thread thus far, does anyone give 10% (or more) of their gross earnings to a church or a combination of charities?
What's it really matter? Match means more money in your pocket. Raise means the same thing. Don't understand the premise here.
You can't touch the match. Yes, you can always increase your contribution by the amount of the raise, but how many of us actually do this?
I would rather have a company match and have the money going to my pension instead go directly in to my 401k.
Jesus just loves that answer!Nope. That's a lot of freaking money. That ill add I could turn into a whole lot more money before its said and done.
Im just really wondering the reason for the stock market doing so well.
Call me cynical, call me conspiracy theory, after listening to all the experts, my gut tells me...................Its is so the govt can take over our 401ks, you know its been mentioned, you know they want to, but they want them at the highest possible level, first.
I pulled out some investments this week because this run-up makes no sense.
Seemed like a good time to cash in some profits and sit on the sidelines for a month or so.
In regards to the 401k takeover, that will not occur as long as the Republicans can block it which is good for a couple of more years.
Actually this bull market is steal cheap. This of course is strictly comparing P/E ratios of previous bulls to this specific bull market. Historically speaking we could run up close to DOW 17,000 before the market would be overpriced and ready for a pull back.
We give 10% of gross to charity. And I confess I really don't understand how anyone can be FT at UPS for decades and not have enough for a comfortable retirement, regardless of the pension. If you live in a super-high cost of living area, maybe. But the rest I just don't understand.of the people that have responded to this thread thus far, does anyone give 10% (or more) of their gross earnings to a church
Re "Its is so the govt can take over our 401ks"Im just really wondering the reason for the stock market doing so well.
Call me cynical, call me conspiracy theory, after listening to all the experts, my gut tells me...................Its is so the govt can take over our 401ks, you know its been mentioned, you know they want to, but they want them at the highest possible level, first.