1BROWNWRENCH
Amatuer Malthusian
Not I
Do a little at a time. The key is to start when you are youngThese dumbos need to just do 15% and forget it. If you can't live a good life on 85% of your UPS driver earnings with a 6 month emergency fund and paying cash for everything then you're out of control.
That's why I also put some into the RothI started slow on my 401k. But each time I raised the %, I realized the tax savings nearly made up for the $ taken out. So my take home was nearly the same. Now after all these years, without ever missing the money, I have over $350,000 from my tax deferred retirement account. I hope to have double that amount when I reach 65.
I know I will have to pay taxes as I take the money out, but not paying the tax up front made it possible for me to put money into the 401K without feeling any pinch.
The earlier you start the larger it will grow. One thing for sure, we can no longer rely completely on our pensions and Social Security.
Call your sup right now and let him know of the grievance that multiple grievances that will be filed along with the charges the person who changed it will get for altering your time card. Contact your steward now and let him/her know now so they can address it first thing Monday morning. And the system will show whoever altered your time card so ask steward to find out exactly WHO changed it without your permission.I'm about to light someone's ass up.
I know nothing about that stuff...I am single and claim 0Everyone's financial situation is unique so I am not going to try and lecture.
But I do think you need to look at it a little differently.
Temporarily bumping your 401k contribution (lowering your taxable income) and possibly changing your w-4 exemptions would leave you close to where you are at right now.
And where is it that you live?These dumbos need to just do 15% and forget it. If you can't live a good life on 85% of your UPS driver earnings with a 6 month emergency fund and paying cash for everything then you're out of control.
I think it's a bunch of crap that they can even fool with it without contacting the employee about it beforehand.
I know nothing about that stuff...I am single and claim 0
Call your sup right now and let him know of the grievance that multiple grievances that will be filed along with the charges the person who changed it will get for altering your time card. Contact your steward now and let him/her know now so they can address it first thing Monday morning. And the system will show whoever altered your time card so ask steward to find out exactly WHO changed it without your permission.
Yawn.
your yawning. Management can't screw people out of their money and I hope who ever changed his time card gets fired. They want to force people into a 6th punch then they will give them their guarantee pay, their numbers can
off!
I know nothing about that stuff...I am single and claim 0
Do you get money back at the end of the year?
The end game is to not owe any money, but also not receive a refund.
I claim 0 most of the year and I always get a decent refund. I think if I claimed 1 or 2 I would be about even, but I'd rather get a surprise couple thousand in February to blow on hookers and cocaine.Do you get money back at the end of the year?
The end game is to not owe any money, but also not receive a refund.
Well dan when you’re living paycheck to paycheck it’s hard to put extra into your 401k. I’ll take financial advice from someone who doesn’t lease a ‘76 Volkswagen van. Thanks
I claim 0 most of the year and I always get a decent refund. I think if I claimed 1 or 2 I would be about even, but I'd rather get a surprise couple thousand in February to blow on hookers and cocaine.
I don't know how you can even see to type right now *. For once in your life could you just side with your fellow union brothers instead of management? We have a contract for a reason and you always seem to think it doesn't apply.Yawn squared.
I would be willing to bet that they were told it would be hours only before they started.
But the hookers man.... You can do the cocaine off their bodies....That is money that you could be making money on.
I don't know how you can even see to type right now *. For once in your life could you just side with your fellow union brothers instead of management? We have a contract for a reason and you always seem to think it doesn't apply.