This should be the last year of the deductible for TeamCare members in the central states. The IBT's numerous mailings promoting the 2018-2023 CBA claimed "Great health care with NO new costs". During the 2013 to 2018 Contract period; I payed a $200 deductible. That was it. $200 deductible for the entire CBA term. I hope the IBT is being forthright on that promise. If the 2020 Teamcare Plan Document/Summary Plan Description includes ANY deductible; that proves the IBT was dishonest. I already paid as much $ for the deductible in 2 months as I paid in 5 years. Whoopie; At least we will not have to pay a deductible in the next 4 years.